Damage Fee Waiver program


No matter how carefully people drive, accidents and damages do occur. When they do and the member is at fault, members and IGO share the deductible. The member is responsible for the first $500 of the deductible and possibly other costs such as towing and vehicle-out-of-service charges which aren’t covered under the insurance policy.

While members are insured when driving an IGO vehicle, our Damage Fee Waiver Program provides peace of mind by reducing your out-of-pocket cost for such incidents. Members are able to buy one waiver annually, covering one accident per year. It reduces the member’s obligation to either $250 or $0 depending on which fee option is selected. Read on for more details on the program and how you can sign up for it.

Damage Fee Waiver FAQ

  • Which fee option plans do you offer?
  • How do I sign up for the program?
  • When is the Damage Fee Waiver Program fee charged?
  • What happens if I don’t report damage?
  • Does each driver on an account need to participate?
  • What does the Damage Fee Waiver Program not cover?
  • How long does my participation in the Damage Fee Waiver Program last?
  • How do members and drivers renew their participation in the program?
  • What happens to a member participating in the Damage Fee Waiver Program who does not report the accident or damage?
  • Will my home or business insurance provide payment for the cost of damages?